Definitions

from The American Heritage® Dictionary of the English Language, 5th Edition.

  • noun A plastic card having a magnetic strip, issued by a bank or business authorizing the holder to buy goods or services on credit.

from Wiktionary, Creative Commons Attribution/Share-Alike License.

  • noun A plastic card, with a magnetic strip or an embedded microchip, connected to a credit account and used to buy goods or services. It's like a debit card, but money comes not from your personal bank account, but the bank lends money for the purchase based on the credit limit. Credit limit is determined by the income and credit history. Bank charge APR (annual percentage rate) for using of money.

from WordNet 3.0 Copyright 2006 by Princeton University. All rights reserved.

  • noun a card (usually plastic) that assures a seller that the person using it has a satisfactory credit rating and that the issuer will see to it that the seller receives payment for the merchandise delivered

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  • "A laminated loan shark."

    - Andrew Waterfield.

    September 9, 2008

  • "Whether your credit card is stolen, borrowed or forged, you still have to follow some guidelines to get away without any hassle. Know the store's checking method before you pass the hot card. Most stores have a fifty-dollar limit where they only call upstairs on items costing fifty dollars or more. In some stores it's less. Some places have a Regiscope system that takes your picture with each purchase. You should always carry at least one piece of back-up identification to use with the phony card as the clerk might get suspicious if you don't have any other ID. They can check out a "hot list" that the credit card companies send out monthly, so if you're uptight about anything watch the clerk's movements at all times. If things get tight, just split real quick. Often, even if a clerk or boss thinks it's a phony, they'll OK the sale anyway since the credit card companies make good to the stores on all purchases; legit or otherwise. Similarly, the insurance companies make good to the credit companies and so on until you get to a little group of hard working elves in the basement of the U.S. Mint who do nothing but print free money and lie to everybody about there being tons of gold at Fort Knox to back up their own little forging operation."

    - Abbie Hoffman, 'Steal This Book', 1971.

    February 18, 2009