loricate

from The Century Dictionary.

• To cover with any material that serves as a protection or defense. See lorica.
• Covered with defensive armor or with any defensive covering.
• Consisting of overlapping plates; having a pattern as of overlapping plates; imbricated: an epithet arising from the mistaken idea that the lorica was essentially an imbricated coat.
• Having a lorica; loricated; inclosed in a shell, case, or some hard covering resembling a corselet or coat of mail.
• noun A loricated animal; a member of the Loricata in any sense.

from the GNU version of the Collaborative International Dictionary of English.

• transitive verb To cover with some protecting substance, as with lute{1}, a crust, coating, or plates.
• adjective Covered with a shell or exterior made of plates somewhat like a coat of mail, as in the armadillo.
• noun (Zoöl.) An animal covered with bony scales, as crocodiles among reptiles, and the pangolins among mammals.

from Wiktionary, Creative Commons Attribution/Share-Alike License.

• adjective microbiology Possessing an enclosing shell or test.
• adjective zoology Of or pertaining to the Loricata, a group of rotifers.
• noun zoology Any animal covered with bony scales, such as the crocodile or pangolin.