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Examples
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While house prices continued their downward trend, there have been improvements in average decline ratios and rate concessions, home loan originator 'ooba' (formerly MortgageSA) said on Monday.
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"This is the most significant decline recorded since the oobarometer was launched in July, and eclipsed the 5.5 percent year-on-year decline shown in August," said ooba chief executive Saul Geffen.
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Stef Fourie, managing executive of property finance at ooba said the country should follow the international lead and cut rates at the next monetary policy meeting in December.
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Interest rates need to be cut by one percent immediately to help already overburdened consumers, kick start the stricken property market and restore consumer confidence, ooba (formerly MortgageSA) said on
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Failed property sales are growing as many buyers are unable to secure enough financing, bond originator ooba (formerly MortgageSA) said on Monday.
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According to ooba, the average purchase price for a first time buyer was 10.7 percent lower than a year ago; now at R489,828 from R548,923 twelve months earlier, providing further evidence of first time buyers opting for smaller more affordable homes.
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Average house prices dropped by 6.6 percent year-on-year in October, the latest data from ooba, formerly Mortgage SA, showed on Friday.
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"We have seen a number of offers to purchase falling through of late because potential buyers are not able to get the finance they need after they have had their offers accepted," said ooba provincial sales manager Jenny Rushin.
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For more information about F5's BIG-IP solutions, please visit ooba, formerly MortgageSA, pioneered mortgage origination in South Africa and now offers homebuyers help in finding, financing, insuring, and purchasing goods and services for their homes.
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As it rolled out web-based applications to provide these services, ooba found the Linux-based load balancing solution it had developed internally was both difficult to scale and failed to deliver the required performance and reliability benchmarks.
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